The Accra High Court (Commercial Division) has upheld a foreign court ruling and ordered Ghanaian businessman Nana Kwame Bediako, popularly known as Cheddar or Freedom Jacob Caesar, to pay a multi‑million‑dollar debt following the enforcement of a judgment originally issued by a court in the United Kingdom. 
Cheddar is a well‑known real estate entrepreneur, industrialist, and political figure in Ghana. He is the founder and chairman of the Kwarleyz Group, a major real estate development company behind landmark projects such as high‑end residential properties and mixed‑use estates in Accra and beyond.
He also leads a political movement called New Force and has previously indicated intentions to contest national elections as an independent candidate after delays in registering the New Force as an official party. 
The legal dispute began in the High Court of England and Wales, where Cola Holdings Limited – a United Kingdom – based company – won a judgment against Cheddar for failure to repay a loan. After the UK ruling was delivered on 23 January 2025, Cola Holdings applied to have it registered and enforced in Ghana.
The Accra High Court approved that application, making the judgment legally binding and enforceable locally. 
Under the enforcement order, Cheddar is required to pay a principal debt of US$14,928,314.70, along with 8 % annual interest accruing from January 23, 2025, until full settlement.
Court records show that by late 2025, accrued interest alone topped US$1,092,834.64, substantially increasing his overall liability. The court also awarded an additional GH₵15,000 in legal costs in favour of Cola Holdings. 
At the current Treasury exchange rate of GH₵16.15 to one US dollar, the combined total of principal, accrued interest, and costs amounts to approximately GH₵258.76 million – and that figure continues to rise as interest accrues. 
Because of difficulties serving the court papers directly, the High Court granted an order for substituted service, allowing notices of the judgment to be publicly posted at Cheddar’s Osu residence, on the High Court notice board, and in the Daily Graphic for a specified period. 
Cheddar’s rise to prominence has been defined by his real estate success, luxury lifestyle, and philanthropic work, as well as his relatively recent entry into Ghana’s political scene.
The enforcement of this debt judgment adds a new and high‑profile chapter to his public life, and observers are watching closely how he responds to the court’s order.